#2. BadCreditLoans: Best Loans for People with Bad Credit

Individuals with a bad credit history often struggle to borrow money. Not only will many places not consider your application, but bad credit can also significantly increase your interest rate, making your total loan amount much more expensive when compared with the principal loan amount.

specializes in connecting borrowers with poor credit to online lenders that are willing to offer unsecured personal loans to individuals with a bad credit history.

Loan amounts vary between $500 and $10,000, which may not be enough to fund a kitchen renovation but could be enough to deal with an unexpected financial difficulty. The minimum APR is 5.99%, with a maximum of %. Payment terms depend on the lender, as do the loan term, fees, and penalties associated with the personal loan.

  • US residency or citizenship
  • 18+ years of age
  • Valid bank account
  • Steady income source

The application process for is relatively simple and requires filling in details on an online form. These include personal and banking details as well as the loan purpose and your employment information. The site then connects you with lenders that meet your criteria. These lenders can reach out with an offer that matches what you need.

The main appeal of loan aggregator sites is that they make comparison shopping for the best personal loan much easier.

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